The faithful family dog starts out as the mischievous family puppy. It soon becomes an indispensable member of the family and life without it is unimaginable.
However, a puppy is a living, breathing, accident prone, vulnerable creature that requires as much care as a human. Unlike a human member of your family it is not covered by a National Health Service. Compare cheap puppy insurance quotes to help you choose the right level of cover.
Compare Puppy Insurance Quotes
Your puppy may need hospital care in its first year, it may require ongoing treatment, comparing pet health insurance quotes may save you money in the long run.
- Every year about one third of all puppies develop an illness or suffer an injury that requires medical treatment.
- Veterinary bills for even relatively routine treatment regularly exceed £300. To treat a puppy with a broken leg can cost more than £1000 and when you include the additional aftercare treatment, this cost can escalate even further.
- Some reports estimate that the inflation on vets' bills is running at around 10 per cent per annum, so care can be an expensive business.
- On top of this, puppies have been known to cause accidents and damage. As the owner, you may be held liable for the cost of repair or compensation for injury.
Routine treatments and existing conditions can often be covered within your pet policy. There may be exclusion clauses and there will almost certainly be a capped limit on costs covered. However, for a few pounds a week, the cost of your puppy's healthcare can be covered.
Premiums will usually increase as your pet gets older. Different breeds of dog will attract differing insurance premiums. Some policies will cover the cost of replacing an expensive breed, so naturally you will expect to pay more for a pedigree. Some breeds with adverse medical histories will often be more expensive, but there is even more reason to insure your puppy in this case.
Your pet insurance cover could also include the legal costs in the event of your defending a claim against you for injury as a result of the actions of your pet. Your puppy insurance policy could also cover the cost of caring for your pet if you are away from home in hospital.